You worked hard to earn your university qualification. But what happens when you graduate and employers keep asking for experience you have never had the opportunity to gain?
Citi South Africa is offering graduates an opportunity to enter the banking industry without previous work experience.
Applications are open for the Citi South Africa Treasury & Trade Solutions (TTS) Learnership Graduate Programme 2026, a one-year development programme based in Johannesburg, Gauteng.
Successful candidates will gain practical experience within an international financial institution, receive professional training and be sponsored for a relevant postgraduate qualification.
Even more importantly, participants may apply for permanent positions at Citi during their year in the programme.
The application deadline is 9 October 2026.
If you have recently completed a university qualification and achieved the required academic results, this opportunity deserves your attention.
Quick Overview: Citi TTS Learnership Graduate Programme 2026
- Company: Citi South Africa
- Programme: Learnership Graduate Programme – Treasury & Trade Solutions (TTS)
- Location: Johannesburg, Gauteng
- Duration: 12 months
- Employment Type: Full-time
- Job Requisition ID: 26990799
- Qualification: Undergraduate qualification with an academic result of at least 65%, or a Master’s degree
- Fields of Study: Any discipline
- Experience: Not required; maximum of one year accepted
- Benefits: Practical workplace experience, professional development and sponsorship for a relevant postgraduate qualification
- Closing Date: 9 October 2026
- Application Method: Online through Citi Careers
Apply Online for the Citi South Africa TTS Learnership Graduate Programme 2026
About the Citi South Africa TTS Learnership Graduate Programme
Citi South Africa’s year-long Learnership Graduate Programme is designed to help newly qualified university graduates transition from academic studies into professional employment.
Successful candidates will be placed in Treasury & Trade Solutions (TTS), where they will receive structured training and practical exposure to the financial-services environment.
The programme aims to develop graduates’ professional knowledge, business understanding and workplace capabilities.
A particularly attractive feature is Citi’s commitment to sponsoring a postgraduate qualification relevant to each participant’s area of work.
Participants may also apply for available permanent positions during the programme, although permanent employment is not guaranteed.
For graduates struggling to enter the job market, this combination of workplace experience, further education and career development makes the programme worth considering.
What Is Treasury & Trade Solutions (TTS)?
Treasury & Trade Solutions is an important division within international banking.
It provides financial solutions that help businesses, corporations and institutions manage payments, cash flow, liquidity and international transactions.
For example, TTS services may help organisations:
- Process business payments and collections.
- Manage cash and liquidity.
- Support international trade transactions.
- Improve financial operations.
- Manage complex banking requirements.
These are general examples of TTS services, not a list of specific duties assigned to graduate learners.
The programme may particularly interest graduates who want to explore corporate banking, financial operations, business analysis or international finance.
However, Citi welcomes graduates from different academic disciplines, not only those who studied finance.
Who Can Apply for the Citi TTS Learnership Graduate Programme 2026?
Citi is looking for ambitious graduates who demonstrate academic achievement, professional potential and a willingness to learn.
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Academic Qualifications
Applicants must have obtained:
- An undergraduate qualification with an academic result of 65% or above; or
- A Master’s degree.
Citi accepts qualifications from any discipline.
This means graduates from fields such as Accounting, Finance, Economics, Business Management, Information Technology, Engineering, Mathematics, Law and other disciplines may be considered.
These are examples, not a restricted list of accepted qualifications.
Graduates interested in researching careers connected to their studies can use the Edupstairs Career & Qualification Explorer to investigate occupations, qualifications and career pathways.
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Work Experience
Previous work experience is not required.
Citi will also consider graduates with a maximum of one year of work experience.
This is especially relevant to applicants who have completed their qualifications but have struggled to secure their first professional position.
Applicants can strengthen their CVs by highlighting relevant academic projects, leadership activities, volunteer work, research and teamwork experience.
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Skills and Personal Qualities
Citi is looking for graduates who demonstrate:
- Strong leadership and teamwork skills.
- Effective communication abilities.
- Analytical and quantitative thinking.
- Planning and organisational skills.
- Commitment to personal growth.
- Willingness to learn and develop professionally.
- Interest in the financial-services industry.
- Integrity and ethical decision-making.
Knowledge of the domestic or international business environment is preferred but not compulsory.
What Are the Benefits of the Citi TTS Learnership?
Practical Banking Experience
Participants will gain exposure to a professional banking environment while developing knowledge and skills relevant to their placement.
This experience may strengthen their readiness for future employment opportunities.
Postgraduate Qualification Sponsorship
Citi states that successful graduates will be sponsored for a postgraduate qualification relevant to their area of work.
The vacancy does not specify the exact qualification, institution or sponsorship value. Applicants should confirm these details during recruitment.
Professional Development
The programme provides structured training and opportunities to develop communication, analytical, teamwork and business skills.
Opportunities to Apply for Permanent Positions
Graduates may apply for available permanent positions during their year at Citi.
However, completing the learnership does not automatically guarantee permanent employment.
Documents Required for the Citi Learnership Application
Applicants must prepare the following documents:
- Updated CV: Include your qualifications, skills, academic achievements and relevant experience.
- Cover Letter: Explain your interest in Citi, Treasury & Trade Solutions and the financial-services industry.
- Full Academic Transcripts: Provide your complete academic record.
- Identification Document: Attach the ID requested by Citi.
Ensure that your documents are accurate, clearly presented and successfully uploaded.
How to Apply for the Citi South Africa TTS Learnership Graduate Programme 2026
Applications must be submitted through Citi’s official online recruitment platform.
Follow these steps:
- Visit the official Citi TTS Learnership Graduate Programme application portal.
- Confirm that the position is based in Johannesburg and carries Job Requisition ID 26990799.
- Read the full job description and eligibility requirements.
- Create an account or sign in if prompted.
- Complete the required personal and educational information.
- Upload your CV, cover letter, academic transcripts and ID.
- Review your application and submit it online.
Keep any confirmation or application reference provided by the system.
Closing Date: 9 October 2026
Applicants should verify the exact submission cutoff and current application status on Citi’s recruitment platform.
CLICK HERE TO APPLY FOR THE CITI SOUTH AFRICA TTS LEARNERSHIP GRADUATE PROGRAMME 2026
How to Improve Your Chances of Being Selected
Meeting the academic requirements is important, but applicants should also demonstrate why they are suitable for the programme.
Start by tailoring your CV to highlight relevant qualifications, academic achievements, problem-solving abilities, communication skills and leadership experience.
Your cover letter should explain why you want to join Citi and what interests you about Treasury & Trade Solutions.
Before an interview, research basic banking concepts such as corporate payments, cash management, trade finance and financial operations.
Citi indicates that applicants will undergo a lengthy interview process. Prepare examples of situations where you demonstrated teamwork, responsibility, analytical thinking and initiative.
Edupstairs Advice: Avoid presenting yourself as an experienced banking professional if you are not one. Instead, demonstrate academic ability, genuine interest and the potential to learn.
Explore Banking Careers Through the Edupstairs Career & Qualification Explorer
Many graduates limit their job searches to vacancies that exactly match the names of their degrees.
However, qualifications can open pathways into several related occupations.
For example, Mathematics and Statistics graduates may explore financial analysis, while Information Technology graduates may investigate banking technology and financial systems.
The Edupstairs Career & Qualification Explorer helps South Africans investigate occupations, SAQA qualifications, NQF levels and related career pathways.
Graduates can use the platform to identify other opportunities aligned with their qualifications and interests.
Explore University and TVET College Study Pathways
If you are still studying or planning your future qualifications, Edupstairs offers resources to help you make informed educational decisions.
The Edupstairs University Explorer allows prospective students to research South African universities and academic programmes.
Students interested in banking may investigate qualifications in Commerce, Accounting, Economics, Finance, Information Systems and related disciplines.
Meanwhile, the Edupstairs TVET College Explorer provides information about South Africa’s 50 public TVET Colleges and their study pathways.
Important: Citi’s current vacancy specifically requires an undergraduate qualification meeting its academic criteria, or a Master’s degree. A TVET N6 certificate alone should not be assumed to satisfy this requirement.
TVET students seeking workplace experience can also investigate Work Integrated Learning opportunities through the SETA Platform.
Explore BANKSETA Learnerships, Internships and Banking Qualifications
Graduates interested in the banking industry should also investigate opportunities supported by South Africa’s Banking Sector Education and Training Authority (BANKSETA).
BANKSETA supports skills development and training pathways relevant to the banking and financial-services sector.
Through the Edupstairs BANKSETA Programme Hub, users can explore information about banking learnerships, internships, qualifications and professional development.
Useful resources include:
- BANKSETA Internships and Graduate Opportunities
- BANKSETA Work Integrated Learning Programmes
- Edupstairs SETA Platform – Explore All 21 SETAs
These resources can help graduates identify additional career-development pathways. Programme information does not necessarily indicate that applications are currently open.
Latest Internships and Graduate Opportunities Published on Edupstairs
Although the Citi TTS Learnership is an attractive opportunity, graduates should continue applying for other programmes that match their qualifications.
The following recently published Edupstairs opportunities may also be worth exploring.
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Eskom Graduates in Training Programme 2026
Eskom has advertised Graduate in Training opportunities across several fields, including Finance, Human Resources, Procurement, Supply Chain Management and other business functions.
Closing dates vary between 8, 9 and 14 October 2026.
Read About the Eskom Graduates in Training Programme 2026
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Engen 24-Month Graduate Development Programme 2026
Engen’s programme offers graduates structured workplace exposure, mentoring, coaching and professional development in Cape Town.
Relevant disciplines include Finance, Engineering, Human Resources, Supply Chain Management and other business-related fields.
Explore the Engen Graduate Development Programme 2026
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Lesaka Technologies APEX Graduate Programme 2027
Lesaka Technologies is recruiting graduates for its 18-month APEX Future Leaders Accelerator in Johannesburg.
Successful candidates enter permanent roles while receiving professional and leadership development.
Closing Date: 30 October 2026.
Read About the Lesaka Technologies APEX Graduate Programme 2027
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Nestlé In-Service Training Programmes 2026
Nestlé has advertised 12-month workplace-learning opportunities for qualifying Diploma and National Diploma students who require practical experience.
Closing Date: 9 October 2026.
Explore the Nestlé In-Service Training Programmes 2026
-
Government Printing Works Internship Programme 2026
Government Printing Works has advertised 45 internship positions across various professional and administrative fields.
The advertised monthly stipend is R8,174.75.
Closing Date: 19 October 2026.
View the Government Printing Works Internship Programme 2026
-
Abbott South Africa Procurement Internship 2026
Abbott is offering a Procurement Internship in Johannesburg for graduates interested in Procurement, Logistics and Supply Chain Management.
Closing Date: 9 October 2026.
Read About the Abbott South Africa Procurement Internship 2026
-
IDC Graduate Internship Programme 2026/2027
The Industrial Development Corporation has advertised graduate internship opportunities relevant to Engineering, Economics, Finance, Project Management and related fields.
Closing Date: 9 October 2026.
Explore the IDC Graduate Internship Programme 2026/2027
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FNB Private Banking and Advisory Graduate Academy 2027
FNB’s programme targets graduates interested in private banking, wealth management, investments and financial advisory careers.
Closing Date: 31 October 2026.
Read About the FNB Private Banking and Advisory Graduate Academy 2027
-
Genesis Analytics Global Young Professionals Programme 2027
Genesis Analytics is inviting applications from eligible postgraduate students, recent postgraduates and early-career professionals.
Closing Date: 10 November 2026.
Explore the Genesis Analytics Global Young Professionals Programme 2027
Note: Applicants should verify the availability and closing dates of these opportunities through the respective employers’ official recruitment platforms.
You can also explore recently published internships and graduate programmes on Edupstairs.
More Opportunities and Career Resources
Continue exploring these useful Edupstairs platforms and opportunities.
Career and Study Resources
- Career & Qualification Explorer – Research Careers and SAQA Qualifications
- University Explorer – Explore South African Universities and Courses
- TVET College Explorer – Discover Public TVET Colleges
Learnerships and Skills Development
- SETA Platform – Explore All 21 South African SETAs
- BANKSETA – Banking Qualifications, Learnerships and Internships
- Latest Internship and Graduate Opportunities
- Latest Learnership Opportunities
- Latest Bursary Opportunities
Jobs and Employment
Official Citi Requirements vs Edupstairs Guidance
Official Citi Requirements
Applicants must meet the advertised academic criteria, have no more than one year of work experience and demonstrate the relevant professional skills and personal qualities. They must also submit an updated CV, cover letter, full academic transcripts and ID.
Edupstairs Guidance
Recommendations about improving CVs, researching the banking sector, preparing for interviews and exploring qualifications through Edupstairs are supplementary career advice.
These recommendations are not additional requirements imposed by Citi.
Tools you may find useful:
- Money Finder
- SETA Platform
- RDP / BNG Housing Eligibility Checker
- SASSA Grant Eligibility Checker
- SAPS / Metro / Traffic / DCS Eligibility Checker
- Youth Employment Eligibility Checker
- SA Bursary & NSFAS Eligibility Checker
- UIF Benefits Eligibility Checker and Payment Estimator
View Other Employment Opportunities here
Need Help?
Edupstairs Advice: Do Not Let Another Graduate Opportunity Pass Without Applying
Graduating from university is an achievement, but entering the professional workplace can be challenging when employers expect previous experience.
The Citi South Africa TTS Learnership Graduate Programme offers eligible graduates an opportunity to develop that experience while receiving professional training and further academic support.
You do not need years of banking experience to be considered. What matters is meeting Citi’s requirements and demonstrating your potential.
If you qualify, do not eliminate yourself from the recruitment process before Citi has considered your application.
Prepare your documents, research the programme and submit your application before the deadline.
You cannot guarantee that Citi will select you.
But you can ensure that you give yourself the opportunity to compete.
And remember: continue applying for other graduate opportunities while awaiting feedback.
Closing Date: 9 October 2026
APPLY NOW – CITI SOUTH AFRICA TTS LEARNERSHIP GRADUATE PROGRAMME 2026
Frequently Asked Questions
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Who qualifies for the Citi TTS Learnership Graduate Programme 2026?
Graduates with an undergraduate qualification and an academic result of at least 65%, or a Master’s degree in any discipline, may apply if they meet the other advertised requirements.
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Is previous work experience required?
No. Citi accepts applicants without previous work experience and those with a maximum of one year of experience.
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Where is the programme based?
Johannesburg, Gauteng, South Africa.
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How long is the Citi TTS Learnership?
The programme lasts one year.
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Does Citi provide postgraduate funding?
Yes. The advertisement states that graduates will be sponsored for a relevant postgraduate qualification. Specific funding conditions should be confirmed with Citi.
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Can the learnership lead to permanent employment?
Participants may apply for available permanent positions during the programme, but employment is not guaranteed.
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Can TVET N6 graduates apply?
The advertised requirement specifies an undergraduate qualification meeting Citi’s criteria, or a Master’s degree. An N6 certificate alone should not be assumed to meet this requirement.
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When is the closing date?
The advertised closing date is 9 October 2026.
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Where can I apply?
Applications must be submitted through the official Citi TTS Graduate Learnership recruitment portal.
You can also:
- View latest Internships
- View latest Learnerships
- View Latest Bursaries
- View latest Government jobs
- View latest Company Vacancies
- View latest Municipality vacancies
- Visit the Edupstairs blog for daily updates
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Disclaimer
This article is an Edupstairs Opportunity Explainer based on the official Citi South Africa Treasury & Trade Solutions Learnership Graduate Programme 2026 advertisement, Job Requisition ID 26990799.
The closing date is based on the supplied Citi Workday vacancy details. Applicants must verify current eligibility requirements, application instructions and recruitment status through the official Citi Careers portal.
Edupstairs is not responsible for recruitment decisions and does not guarantee interviews, programme placements, postgraduate sponsorship conditions or permanent employment.
Editorial Integrity
Official Citi programme information has been distinguished from Edupstairs career guidance. Details not specified by Citi, including stipend amounts, number of available placements and postgraduate sponsorship conditions, have not been presented as confirmed facts.
EDUPSTAIRS IS A REGISTERED NON-PROFIT ORGANISATION NPO No: 232 – 182, PUBLIC BENEFIT ORGANISATION (PBO): 930066984. EDUPSTAIRS DOES NOT, IN ANY WAY OR FORM, SOLICIT MONEY OR CV’S FROM PEOPLE FOR JOBS. PLEASE BE AWARE OF PHONY JOB POSTINGS AND RECRUITMENT FRAUD. USE THE EDUPSTAIRS SCAM DETECTOR TOOL TO SPOT A SCAM BEFORE YOU APPLY
